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Overland Flood Insurance - are you covered?

Posted: March 14, 2019


 Overland Flood Insurance - are you covered?

 
Overland flood insurance is increasingly available to all East St. Paul homeowners.  With this year’s large snow pack, changing weather patterns, increasing intensity of spring and summer storms, homeowners are at greater risk of suffering overland flooding.
 
East St. Paul homeowners are strongly encouraged to check their insurance policies or speak with their insurance providers if they have overland flood insurance or have access to overland flood insurance.
 
Should a homeowner suffer overland flooding and overland flood insurance was available, Disaster Financial Assistance may not cover the homeowner’s losses.   
 

Disaster Financial Assistance
 
Ineligible costs include:
  • Insurable losses 

  • Damaged property or items that could have been insured at a reasonable rate and available are not eligible for Disaster Financial Assistance.

  • Insurable hazards including but not limited to: snow load, wind damage, sewer or sump pit back-up are not eligible for Disaster Financial Assistance.

 

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